The Currency of Maintenance

We all understand money. Each month we have an upload of money into our bank accounts, wages. From that we have mortgage, council tax, gas and other known charges. We then have some variable costs such as food and leisure; leaving us what we call disposable income. From this disposable income we have choices to fund holidays, hobbies, travel, gifts, etc. We can of course save and invest some of our disposable income.

When our money has gone, it has gone; we can’t suddenly magic extra funds, we have to wait until the next wage upload. A friend once said to me jokingly, “Why is there always month left after the money.” Perhaps not spending his currency wisely?